Thursday, May 10, 2012

ICICI Lambard travelers insurance protects pay hospitalization bill when abroad

By Paoli Symmons


Usually, you visit abroad to have fun on your holidays or for business purposes. Only a simple event such as medical disaster, accident or baggage loss is enough to ruin all of your pleasure. This is why you need travel insurance. The ICICI Lombard travelers insurance can be a great solution for you because some certain features make it different and better from other travel insurances.

Having a travel insurance plan can help tremendously when visiting abroad as it lowers the medical and non-medical expenses. As non-medical expenses, trip interruption and passport loss are covered under the plan and as medical expenses, hospitalization cost, repatriation or remains, medical evacuation and accidental death are covered.

Comparing with the other insurance companies, the plans under this policy have same basic coverage, but it has some advantages when it comes to the special features such as hospitalization expenses for Swine Flue/H1N1 influenza, medical service for pre-existing diseases and cashless worldwide hospitalization.

The policy lets you pay on per day basis. Suppose you have a trip of 30 days but you don't need to stay anymore. Then you will have to pay the money for exactly how many days you stay. If it is 24, then you will have to pay for 24 days only.

There is nothing that is complex when buying a plan under this policy. Internet enables you to complete the application of the insurance. Credit card or debit card can be used to pay the money. It is very easy to process. Once you complete the payment, you will get a confirmation email with invoice and will receive a hard copy at the Indian address.

As you well know a policy can be applied by internet so no matter where you are staying. You just need to perform a few clicks to enroll the online application from any part of the world. It can also be enrolled for your parents or relatives.

You can renew your existing policy through online if you wish. A customer needs to request a renewal form to renew the policy. Once it is submitted after filling up, the relevant department processes the request. The policy is renewed after approving the request by that department.

ICICI Travelers Insurance Benefits are huge because it lowers your medical cost when you go outside of India. As you well know life is uncertain and you don?t know about future, it is good to get an insurance policy before going abroad.




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