Monday, July 6, 2015

An Article On How To Be Frugal

By Jordan Schmidt


In simpler terms, a frugal person is the kind of person who emphasizes on utmost economization of his resources, be it food, money or even time. He believes in the art of using as little as possible and making sacrifices where he can to make sure that all type of extravagant behavior and wastefulness is avoided. In relation to this below are details on how to be frugal.

This kind of living usually puts one in a position that they actually spend less than they earn no matter what their income is. This means that there is always that surplus amount of money which is created. It may be used for different purposes including paying off loans, investing or even saving it, maybe in the bank for it to generate interest.

For starters, the number of cars used in a family is in direct proportion with how much money spent on motor vehicles. The less the cars, the less the money spent of servicing it and also fueling it. Families should come up with a way of ensuring that they can be able to use just a single family car instead of multiple ones.

Families are also supposed to consider having smaller houses. Just because they can afford to buy a very big house does not mean that they have to spend a fortune on this. It is important to make sure that individuals are able to live in smaller apartments but still be comfortable. This does not however mean that one builds a one bedroom house for a family of six but they should only deal with that is enough.

Although many individuals are never for the idea of purchasing second hand goods, they are supposed to be aware that they are very economical. They may end up saving a lot of money and even buying a product for half its original price and most of them are usually in a good condition. It is important to first ask around and even search online for goods before spending a fortune on acquiring new ones.

Eating out is another important sector which needs to be looked into especially when a large family is involved. Research has shown that restaurants and hotels are way more expensive as compared to preparing meals at home for the whole family. The number of times one takes to eat out should always be kept at a minimum and the result of this is that more money is saved.

Many people, especially women, have the habit of buying random stuff either on the streets or in the shopping malls. This is a very dangerous habit as it makes people spend money which they had not accounted for earlier on. To help stop this bad behavior, they should avoid hanging out in the malls every time to reduce the temptation to buy items by impulse.

To sum up the above, as times are getting harder and earnings living is proving to be more difficult, it is important that individuals from all over the world adopt this culture of saving as it not only makes sure that one is free of debts but is also makes them be able to do other stuff like invest in businesses to help the generate more income.




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