Online shopping has become quite common these days with every other individual buying merchandise online with credit and debit card programs. However, when shopping online, many people are unaware of the safety measures that need to be taken in order to prevent identity theft, and other fraud cases.
What has made online shopping such a seamless process? Credit and debit card programs have made online shopping a fun and efficient way to purchase things over the internet. Credit and debit cards are the two common methods to make an online purchase. Between the two credit cards is a safer method to use when making an online transaction.
Nevertheless, while online shopping is a convenient means of making purchases, there are a number of precautions that should be taken regardless of your payment methods.
Avoid Credit Card Transactions in Public Places If you are browsing the online store from a public computer or network, avoid making purchases from it, as there is a greater risk of your credit card information being stolen from easily accessible public systems.
Avoid online shopping on public networks Publicly accessed networks are great for browsing online stores and discovering the best items to purchase. However, it is always advised to avoid credit card transactions on networks where your personal details may be hacked by another user. Use antivirus protection On personal laptops and desktop computers, always install antivirus software and firewall before you shop online.
3. Equip Your Device with an Antivirus Software In all your technological devices, which include smart phones, handheld devices, computers, and laptops, remember to install antivirus software in all of them. In doing so, it ensures that your credit card information is less likely to get stolen or hacked.
Credit card information if stolen results in the bank giving a loan to the thief on your card. Debit card programs however, are connected to your savings account where all our hard-earned money is placed and once these details are stolen, all of your account can be emptied by the hacker.
5. Always Keep a Copy of Your Online Shopping Receipts If you are an avid online shopper, you should always print out the receipts after making a purchase. This way you will have physical proof of all the transactions you have made in the past and can easily refer to it if it seems money is disappearing from your account.
Printed receipts can also be used to calculate your expenses and determine if the right amount of money is being charged to you at the end of the month. Get the convenience of buying everything you need via online stores and get them delivered to your doorstep, but just remember to keep the above given precautions in mind so that your credit card transactions will be performed safely.
What has made online shopping such a seamless process? Credit and debit card programs have made online shopping a fun and efficient way to purchase things over the internet. Credit and debit cards are the two common methods to make an online purchase. Between the two credit cards is a safer method to use when making an online transaction.
Nevertheless, while online shopping is a convenient means of making purchases, there are a number of precautions that should be taken regardless of your payment methods.
Avoid Credit Card Transactions in Public Places If you are browsing the online store from a public computer or network, avoid making purchases from it, as there is a greater risk of your credit card information being stolen from easily accessible public systems.
Avoid online shopping on public networks Publicly accessed networks are great for browsing online stores and discovering the best items to purchase. However, it is always advised to avoid credit card transactions on networks where your personal details may be hacked by another user. Use antivirus protection On personal laptops and desktop computers, always install antivirus software and firewall before you shop online.
3. Equip Your Device with an Antivirus Software In all your technological devices, which include smart phones, handheld devices, computers, and laptops, remember to install antivirus software in all of them. In doing so, it ensures that your credit card information is less likely to get stolen or hacked.
Credit card information if stolen results in the bank giving a loan to the thief on your card. Debit card programs however, are connected to your savings account where all our hard-earned money is placed and once these details are stolen, all of your account can be emptied by the hacker.
5. Always Keep a Copy of Your Online Shopping Receipts If you are an avid online shopper, you should always print out the receipts after making a purchase. This way you will have physical proof of all the transactions you have made in the past and can easily refer to it if it seems money is disappearing from your account.
Printed receipts can also be used to calculate your expenses and determine if the right amount of money is being charged to you at the end of the month. Get the convenience of buying everything you need via online stores and get them delivered to your doorstep, but just remember to keep the above given precautions in mind so that your credit card transactions will be performed safely.
About the Author:
Plastic money has allowed consumers to make large payments with ease by using credit and prepaid card programs. However, care still requires to be taken to ensure that your co-branded credit card transactions are performed with total security.. Check here for free reprint license: How To Make Safer Online Transactions With Credit Cards.
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