If online savings accounts are something you've considered, start your research here. These are some of the top-rated available. Just remember when you are looking at these accounts and their interest rates, they aren't necessarily worse than a physical bank that doesn't offer an online option.
Best online accounts No. 1 - Ally
With no minimum balance needed a 24/7 customer service department that has a really good reputation, Ally Bank can be the best place to go for your savings needs. Customers can get CDs and IRAs if they would like to through the bank as well. There are virtually no fees, and the site is really simple to use.
Some may choose CIT
With CIT, you can get 0.90 percent APY on a balance under $25,000 and 1.05 percent on balances above that. There are no fees with the account except the $100 minimum balance requirement. The bank is a Small business administration Preferred Lender and does have customer service accessible.
Try using American Express Personal Savings
Through American Express Bank, FSB, this savings account has an APY of 0.90 percent currently. The bank offers full 24/7 service, and there are no fees or minimums.
Choose Discover too
Another bank better known for its charge cards, the Discover savings account has a yield of 0.80 percent. A minimum balance of $500 is needed to open the account, but after that, no minimum is needed and there are no monthly fees. Service is 24/7 via all common communication methods.
Many love EverBank
APY is at 1.01 percent at the EverBank Yield Pledge Money Industry account, and it goes up to 1.25 percent for over $50,000. There is a lot you can get from the bank's website, though you need $1,500 to get started. There are many more options available for only accounts, and some may offer better deals than these listed. If you spend a little time doing a little research you will find out that your money can sometimes work for you. You now have read about our top accounts, the only question left is, what account will you choose? Visit us and let us know what account you chose and why.
Best online accounts No. 1 - Ally
With no minimum balance needed a 24/7 customer service department that has a really good reputation, Ally Bank can be the best place to go for your savings needs. Customers can get CDs and IRAs if they would like to through the bank as well. There are virtually no fees, and the site is really simple to use.
Some may choose CIT
With CIT, you can get 0.90 percent APY on a balance under $25,000 and 1.05 percent on balances above that. There are no fees with the account except the $100 minimum balance requirement. The bank is a Small business administration Preferred Lender and does have customer service accessible.
Try using American Express Personal Savings
Through American Express Bank, FSB, this savings account has an APY of 0.90 percent currently. The bank offers full 24/7 service, and there are no fees or minimums.
Choose Discover too
Another bank better known for its charge cards, the Discover savings account has a yield of 0.80 percent. A minimum balance of $500 is needed to open the account, but after that, no minimum is needed and there are no monthly fees. Service is 24/7 via all common communication methods.
Many love EverBank
APY is at 1.01 percent at the EverBank Yield Pledge Money Industry account, and it goes up to 1.25 percent for over $50,000. There is a lot you can get from the bank's website, though you need $1,500 to get started. There are many more options available for only accounts, and some may offer better deals than these listed. If you spend a little time doing a little research you will find out that your money can sometimes work for you. You now have read about our top accounts, the only question left is, what account will you choose? Visit us and let us know what account you chose and why.
No comments:
Post a Comment